New-build survey vs snagging: what UK buyers need to know

New-build survey vs snagging: what UK buyers need to know

Buying a new-build in Wales often comes with a snagging list from the developer — and sometimes a lender’s valuation. Neither is the same as an independent RICS home survey. If you are choosing between a builder’s snagging inspection and a chartered surveyor’s report,...
Mortgage valuation vs RICS survey: they are not the same

Mortgage valuation vs RICS survey: they are not the same

Many buyers hear that “the bank is sending a surveyor” and assume the house will be properly inspected. It will not — at least, not for you. A mortgage valuation and a RICS home survey are different products, written for different clients, to different standards....
RICS Home Survey Levels 1, 2 and 3: which do you need?

RICS Home Survey Levels 1, 2 and 3: which do you need?

Choosing a RICS home survey is one of the few decisions in a purchase that can still change the deal. The report is not a formality for the lender. It is your independent account of the building, written to the RICS Home Survey Standard, so you can judge condition,...